Havanese Dog Cost of Ownership: First-Year, Monthly, and Lifetime Costs
Owning a Havanese is often described as affordable because it’s a small dog—but that assumption can be misleading. While Havanese dogs don’t eat much and usually cost less to house than large breeds, their grooming needs, veterinary care, and long lifespan can make the total cost higher than many first-time owners expect.
This section gives you a clear financial picture before we dive into details. The goal is simple: help you understand what a Havanese really costs, not just to buy, but to care for properly year after year.
A Havanese typically lives 14–16 years, which means even “small” monthly expenses add up to a serious long-term commitment. The first year is almost always the most expensive due to setup and medical care, while later years become more predictable—but not cheap.
Below is a quick snapshot to help you understand the overall financial range before we break everything down.
Quick Cost Snapshot (Average Estimates)
| Cost Category | Estimated Range |
|---|---|
| First-Year Cost | $2,000 – $4,500 |
| Average Monthly Cost | $120 – $250 |
| Average Annual Cost (After Year One) | $1,500 – $3,000 |
| Estimated Lifetime Cost (14–16 years) | $20,000 – $40,000+ |
These numbers assume responsible care, including routine vet visits, proper grooming, quality food, and basic prevention. Costs can be higher if:
- You rely heavily on professional grooming
- You live in a high-cost urban area
- Your dog develops allergies, dental issues, or chronic conditions
- You travel often and need boarding or pet sitting
Just as importantly, costs can be lower if you groom at home, avoid emergencies through good preventive care, and budget consistently.
One-Time and First-Year Costs for a Havanese
The first year with a Havanese is usually the most expensive. This is when you pay for getting the dog, early vet care, supplies, and grooming tools. After the first year, costs become more steady and easier to plan.
Below is a clear breakdown so you know exactly where the money goes.
Buying or Adopting a Havanese
How you get your Havanese makes a big difference in cost.
- Adopting from a rescue is usually cheaper
- Buying from a breeder costs more, especially for puppies
| Option | Typical Cost Range |
|---|---|
| Adoption (rescue/shelter) | $200 – $600 |
| Breeder puppy | $1,000 – $3,000+ |
Breeder prices vary by location, bloodline, and demand. A higher price does not guarantee lower future costs.
Initial Veterinary Costs (First Year)
New dogs need several vet visits in the first year. Puppies cost more than adult dogs because they need more vaccines.
| Vet Service | Estimated Cost |
|---|---|
| Initial exams & vaccines | $150 – $400 |
| Spay or neuter | $200 – $500 |
| Microchip | $40 – $75 |
| Deworming & fecal tests | $50 – $150 |
Skipping early vet care may save money short-term but often leads to higher costs later.
Setup Supplies You Need Right Away
These are one-time items, but they add up quickly.
| Item | Estimated Cost |
|---|---|
| Crate or playpen | $60 – $150 |
| Bed | $40 – $100 |
| Bowls & leash | $30 – $70 |
| Toys & chews | $40 – $100 |
| Basic grooming tools | $50 – $120 |
Buying durable items once is usually cheaper than replacing low-quality gear.
Grooming Setup Costs (Very Important for Havanese)
Havanese dogs have long hair that needs regular care. Even if you plan to use a groomer, you still need tools at home.
| Grooming Item | Estimated Cost |
|---|---|
| Slicker brush & comb | $20 – $40 |
| Clippers or scissors | $40 – $100 |
| Dog shampoo & conditioner | $20 – $40 |
Without regular brushing, mats can form and lead to painful and expensive grooming visits.
Puppy vs Adult First-Year Cost Comparison
| Cost Area | Puppy | Adult Dog |
|---|---|---|
| Vet care | Higher | Lower |
| Training | Higher | Lower |
| Grooming setup | Same | Same |
| Total first-year cost | Higher | Lower |
Puppies are fun but cost more in the first year. Adult dogs are often easier on the budget.
First-Year Cost Summary
| Category | Estimated Total |
|---|---|
| Dog acquisition | $200 – $3,000 |
| Vet care | $400 – $1,000 |
| Supplies & setup | $250 – $500 |
| Grooming setup | $100 – $200 |
| Total First-Year Range | $2,000 – $4,500 |
These numbers explain why many new owners feel surprised by first-year costs.
Ongoing Monthly and Annual Expenses
After the first year, Havanese costs become more regular and predictable. You will not buy big setup items again, but you will spend money every month on food, grooming, health care, and basic needs.
This section shows what most owners spend each month and each year.
Food and Nutrition Costs
Havanese dogs are small, so they do not eat a lot. Still, good-quality food is important for their long-term health.
| Food Type | Monthly Cost |
|---|---|
| Standard quality food | $20 – $35 |
| Premium or fresh food | $35 – $60 |
Treats and supplements may add another $5–$15 per month.
Routine Veterinary Care and Preventatives
Even healthy dogs need regular vet visits.
| Vet Expense | Average Cost |
|---|---|
| Annual checkup & vaccines | $150 – $300 |
| Flea, tick & heartworm prevention | $120 – $250 per year |
| Basic medications or supplements | $50 – $150 per year |
Emergency vet visits are not included here and can be much more expensive.
Grooming Costs (Ongoing)
Grooming is one of the biggest long-term costs for a Havanese.
| Grooming Method | Monthly Cost |
|---|---|
| Home grooming only | $10 – $20 |
| Professional grooming | $60 – $120 |
| Mix of home + professional | $30 – $60 |
Most owners use a mix of home brushing and professional grooming every 6–8 weeks.
Training, Enrichment, and Miscellaneous Costs
Even adult dogs need mental and physical activity.
| Expense | Monthly Cost |
|---|---|
| Training refreshers or classes | $10 – $30 |
| Toys & enrichment items | $10 – $25 |
| License or registration | $5 – $10 |
Average Monthly Cost Breakdown
| Category | Monthly Range |
|---|---|
| Food & treats | $25 – $60 |
| Grooming | $30 – $80 |
| Vet & preventatives | $25 – $60 |
| Miscellaneous | $15 – $40 |
| Total Monthly Cost | $120 – $250 |
Average Annual Cost (After First Year)
| Expense Type | Annual Cost |
|---|---|
| Food | $300 – $700 |
| Grooming | $400 – $1,000 |
| Routine vet care | $300 – $700 |
| Miscellaneous | $200 – $500 |
| Total Annual Cost | $1,500 – $3,000 |
These numbers explain why Havanese dogs are not cheap, even though they are small.
Major Cost Drivers and Why Havanese Costs Vary
Not every Havanese costs the same to care for. Two owners can have very different expenses, even with the same breed. This section explains what changes the cost the most and why your budget may be higher or lower than average.
Grooming Is the Biggest Long-Term Cost
Havanese dogs have long, growing hair. This means grooming is not optional.
| Grooming Choice | What It Means for Cost |
|---|---|
| Home grooming only | Lowest cost, but needs time and skill |
| Professional grooming only | Highest cost, easiest for owners |
| Mix of both | Most common and balanced option |
Owners who skip brushing often face extra grooming fees due to mats and tangles.
Veterinary Costs: Routine vs Emergency
Routine vet care is predictable. Emergency care is not.
| Vet Care Type | Typical Cost Range |
|---|---|
| Routine annual care | $300 – $700 |
| Dental cleaning | $300 – $800 |
| Emergency vet visit | $800 – $3,000+ |
A single emergency can cost more than a full year of normal care.
Living Situation and Lifestyle
Where and how you live affects your total cost.
- Apartment living may increase grooming and walking services
- Busy work schedules may require dog walkers or daycare
- Frequent travel adds boarding or pet-sitting costs
| Lifestyle Factor | Cost Impact |
|---|---|
| Apartment living | Medium |
| House with yard | Lower |
| Frequent travel | High |
One Dog vs Multiple Dogs
Some costs double with a second dog, others do not.
| Expense Type | Cost Change |
|---|---|
| Food & grooming | Doubles |
| Vet care | Increases |
| Toys & supplies | Slight increase |
Multi-dog homes save on some items but spend more overall.
Location and Regional Pricing
Costs are higher in cities and lower in rural areas.
| Area Type | Cost Level |
|---|---|
| Large city | High |
| Suburban area | Medium |
| Rural area | Lower |
Grooming and vet prices can vary a lot by location.
Budgeting, Hidden Costs, and Smart Ways to Save
Many Havanese owners plan for food and grooming but forget about extra and surprise costs. This last section helps you plan smarter so dog ownership stays fun, not stressful.
Hidden and Often Forgotten Costs
These costs do not happen every month, but they matter.
| Hidden Cost | Typical Cost Range |
|---|---|
| Boarding or pet sitting | $30 – $75 per day |
| Travel fees (airlines, hotels) | $100 – $500 per trip |
| Dental cleanings | $300 – $800 |
| Replacing chewed items | $100 – $300 per year |
| Emergency fund | $500 – $1,500+ |
Dental care is one of the most missed costs for small dogs like the Havanese.
Sample Monthly Budget for a Havanese
| Budget Item | Monthly Amount |
|---|---|
| Food & treats | $40 |
| Grooming | $50 |
| Vet & preventatives | $40 |
| Toys & supplies | $20 |
| Emergency savings | $25 |
| Estimated Monthly Total | $175 |
This example shows a realistic and safe budget, not the cheapest possible one.
Smart Ways to Save Without Hurting Care
Saving money is good, but cutting the wrong corners can cost more later.
Good ways to save:
- Brush your dog at home between grooming visits
- Buy quality food to reduce vet visits
- Prevent dental problems early
- Build a small emergency fund
Bad ways to save:
- Skipping vet visits
- Ignoring grooming
- Buying very cheap food
- Avoiding training
Final Reality Check
A Havanese is loving, friendly, and great for many homes—but it is not a “cheap” dog. Over a lifetime, costs can reach $20,000 to $40,000 or more.
If you can plan ahead, budget monthly, and handle surprise costs, a Havanese can be a wonderful and manageable companion.
For more general guidance on budgeting, veterinary care, and responsible pet ownership, you can also review the dog cost resources provided by American Society for the Prevention of Cruelty to Animals, which offer helpful benchmarks for ongoing dog care